To find yourself in a situation where, at the end of the month, you are left with almost no money in your pockets, or on your bank account, and a pile of unpaid urgent bills can be quite troublesome. What money you had was spent on daily expenses and the little you have left isn't enough to cover the coming ones.

But now is not the time to despair over your financial fate, especially since there is still a way to get you out of it. One of them includes applying for a same day loan.

These loans are becoming more and more popular, especially in the United Kingdom and United States (where they are usually called “payday loans), mostly because of the fact that they are much easier and faster to get then is the case with regular loans.

What do You Need to Apply for a Same Day Loan?

Applying for a same day loan is a very easy process. Most lenders allow you to apply by simply filling out an online form on their website. In order to get approved for a same day loan, you first need to be at least 18 years of age, with proper documentation that proves that (such as your ID). Next, you also need a proof of your residence. Same day loans are only available if you live in the UK, so you need to be a resident there and also to present your current address.

The next thing you have to show is your ability to pay the loan back. Which in this is case done by showing that you have a regular job. Same day loan lenders might require that you are employed at that place for at least the last 6 months, although this is not the case with all of them. Also, you will need to show that your paycheck would be sufficient to repay the loan on the next month. This means that you can not apply for a loan where the amount exceeds your paycheck.

Finally, you need a bank account. This is where the money will get deposited once your loan is approved.

As you can see, same day loans do not include a credit rating check or a collateral. This means that even people with really bad credit score can get them and you don't have to put your valuable assets at risk.

What Can You Use These Loans For?

Maybe it’s common practice in your bank to inquire why their clients need a loan, but that is not the case here in First City Air Loans. No matter what the purpose of the loan is, you can apply for them.

You can get a same day loan for a happy purpose, such as the birth of a new family member, or a friend's marriage, or for sad events, such as a funeral. With these loans you can pay your most urgent bills, repair your car or pay the handyman to fix that leak in your kitchen. There are just so many ways that you can use these loans and here at First City Air, we are ready to provide them.